What products do you offer?
We offer the following products for private companies and not-for-profit organizations:
- Directors and Officers Liability (D&O)
- Employment Practices Liability (EPL)
- Fiduciary Liability
- Crime
Where do we send submissions?
Please email your submissions to execrisks@coalitioninc.com. You can also get a bindable quote online in less than 5 minutes using our broker platform.
What information do you need to provide a quote?
When you quote via Coalition’s online portal, we’ll automatically ask you for the information we need for that specific account, helping save you time. If you prefer to have your client fill out an application, you can access a fillable PDF using the following links.
- Coalition Executive Risks Application - Large Companies (150+ employees)
- Coalition Executive Risks Application - Small Companies (up to 150 employees)
You can also send a competitor application to us. Completed applications can be sent to execrisks@coalitioninc.com.
Do you handle your own claims?
For our surplus lines product, we handle claims internally. See more information here.
For our admitted product, we've partnered with Zurich's award-winning claims team to handle these claims. Our team works closely with the Zurich claims team on any claims for Coalition policyholders.
How is this product similar to what you do for cyber?
We use Executive Risks-specific data to add value at every stage of the policy lifecycle.
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Our proprietary digital scans collect live data on the company’s technology, financial, HR, and other risks. And, our Active Risk Platform analyzes the data in real-time, accelerating the quoting and underwriting process to allow brokers to get a bindable quote in less than five minutes.
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With every quote, Coalition generates a free, comprehensive risk assessment using publicly available data, which enables brokers to clearly explain their clients risks to them.
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Brokers receive mid-term notifications as changes that may affect the policyholder's coverage arise.
Additionally, Coalition offers complimentary risk management services providing your clients with guaranteed value – and make them smarter and safer in the process. Coalition offers the most robust suite of risk management solutions on the market, including a hotline for HR and D&O-related pre-claim issues, discounts on background checks, CE-accredited training, handbook and job description builders, compliance tools, and more.
Do you only focus on the “easy” business?
We have one of the broadest appetites in the industry, including healthcare, education, homeowners associations, trade associations, and private equity portfolio companies. Our focus is on SME business in every state, but we also have the capacity and ability to write middle market and larger accounts.
Who is your carrier partner?
Coalition’s surplus lines product is underwritten by certain underwriters at Lloyd’s (A+ rated paper).
Coalition's admitted product is underwritten by Zurich American Insurance Company (A+ rated paper).*
Where is coverage available?
For our admitted products, coverage is available in all 50 states with the following exceptions:
- No coverage in Alaska, Kentucky, Nevada
- No EPL in California (D&O, Fiduciary, and Crime are available)
For our surplus products, coverage is available in all states and Washington, D.C.
Why does the platform sometimes have more questions?
We dynamically ask more questions for large or complex businesses.
*Rating as of September 30, 2021. A.M. Best’s Ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website atwww.ambest.com. The rating represents the overall financial status of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.
Insurance products are offered in the U.S. by Coalition Insurance Solutions Inc. (“CIS”), a licensed insurance producer and surplus lines broker (Cal. license # 0L76155), acting on behalf of a number of unaffiliated insurance companies, and on an admitted basis acting on behalf of Zurich American Insurance Company (NAIC # 16535). See licenses and disclaimers. Copyright © 2023. All rights reserved. Coalition and the Coalition logo are trademarks of Coalition, Inc.