Our policies are effective for 1 year by default, and are renewed for annual periods thereafter.
Coalition can offer policies for shorter or longer periods of up to 18 months. If you need a shortened or extended policy period to, for example, align your Coalition policy with your other insurance renewals, just give us a shout.
Your insureds can also purchase an "Optional Extended Reporting Period" of up to 3 years for additional premium following the end of your policy, which applies only to a claim first made against the insured during the Optional Extended Reporting Period arising out of any act, error, or omission committed before the end of the policy period.