Yes! Coalition offers excess coverage for the Cyber Surplus market in the US, and Canada. We want to work with you to build a tower offering our comprehensive coverage and all of the Active Insurance benefits to elevate your clients’ protection. Our appetite for excess remains the same as it does for our primary coverage. We support attachment points of $3M or higher.
Getting an Excess quote
- Email email@example.com and include 'Excess' in the subject line.
- Provide the desired limit(s) and attachment point.
- Attach the primary application, loss runs, and other carrier details.
Do my clients still get access to Coalition's monitoring tools with an excess policy?
Yes! All Coalition policyholders get access to Active Insurance benefits including Control, our security monitoring software. Control will notify your policyholders of any emerging threats or vulnerabilities that may impact their network and provide remediation guidance.
What is the minimum attachment point for excess coverage?
Our minimum attachment point is $3M.
Does Coalition have a maximum limit they will offer on excess coverage?
Coalition offers excess limits in line with our primary appetite. On an individual basis, we can offer limits up to $5M depending on the risk.
Does Coalition cover different industries with excess?
No! Our appetite for coverage remains the same as it does for our primary coverage.
Are there any restrictions Coalition regarding excess?
Yes, all carriers below us in the tower must have an AM Best rating or A- or higher.
Does Coalition provide excess coverage for all other insurers?
You’ll find we provide excess coverage over most carriers. If there is a new carrier which we haven’t approved yet, we’re happy to review the primary and/or underlying policy wording, as well as any attached endorsements to provide you with excess terms.