What products do you offer?
We offer admitted policies for private companies and not-for-profit organizations:
- Directors and Officers Liability (D&O)
- Employment Practices Liability (EPL)
- Fiduciary Liability
Where do we send submissions?
Please email your submissions to email@example.com. You can also get a bindable quote online in less than 5 minutes using our broker platform.
What information do you need to provide a quote?
When you quote via Coalition’s online portal, we’ll automatically ask you for the information we need for that specific account, helping save you time. If you prefer to have your client fill out an application, you can access a fillable PDF using the following links.
- Coalition Executive Risks Application - Large Companies (150+ employees)
- Coalition Executive Risks Application - Small Companies (up to 150 employees)
You can also send a competitor application to us. Completed applications can be sent to firstname.lastname@example.org.
Do you handle your own claims?
We've partnered with Zurich's award-winning claims team to handle claims. Our team will work closely with the Zurich claims team on any claims for Coalition policyholders.
How is this product similar to what you do for cyber?
We use Executive Risks-specific data to add value at every stage of the policy lifecycle.
Our proprietary digital scans collect live data on the company’s technology, financial, HR, and other risks. And, our Active Risk Platform analyzes the data in real-time, accelerating the quoting and underwriting process to allow brokers to get a bindable quote in less than five minutes.
With every quote, Coalition generates a free, comprehensive risk assessment using publicly available data, which enables brokers to clearly explain their clients risks to them.
Brokers receive mid-term notifications as changes that may affect the policyholder's coverage arise.
Additionally, Coalition offers complimentary risk management services provide your clients with guaranteed value – and make them smarter and safer in the process. Coalition offers the most robust suite of risk management solutions on the market, including a hotline for HR and D&O-related pre-claim issues, CE-accredited training, handbook and job description builders, compliance tools, and more.
Do you only focus on the “easy” business?
We consider risks that fall under what the market perceives to be higher risk, including car dealerships, property managers, mining, technology, accountants, architects, engineers. We are set up to handle high volume small business efficiently so we can get to all submissions sent to us.
Who is your carrier partner?
Zurich American Insurance Company* is our carrier partner. We selected Zurich since we were aligned with them in all aspects of the relationship, from underwriting appetite to streamlining the experience for brokers.
What paper company do you use?
Zurich American Insurance Company (A+ rated paper*). We currently offer admitted paper; we do not quote on surplus lines yet.
Why does the platform sometimes have more questions?
We dynamically ask more questions for large or complex business.
*Rating as of September 30, 2021. A.M. Best’s Ratings are under continuous review and subject to change and/or affirmation. For the latest Best’s Ratings and Best’s Company Reports (which include Best’s Ratings), visit the A.M. Best website atwww.ambest.com. The rating represents the overall financial status of the individual member companies of Zurich in North America, including Zurich American Insurance Company, and is not a recommendation of the specific policy provisions, rates or practices of each issuing insurance company.
In the United States, insurance products are offered by Coalition Insurance Solutions, Inc. (“CIS”), a licensed insurance producer with its principal place of business in San Francisco, CA (Cal. license #0L76155), acting on behalf of Zurich American Insurance Company, located at 1299 Zurich Way, Schaumburg, IL 60196 (NAIC # 16535). Complete license information for CIS and a list of our admitted carrier partners is available here. Insurance products offered through CIS may not be available in all states. CIS may receive compensation from an insurer or other intermediary in connection with the sale of insurance. All decisions regarding any insurance products, including approval for coverage, premium, commission and fees, will be made solely by the insurer underwriting the insurance under the insurer’s then-current criteria. All insurance products are governed by the terms, conditions, limitations and exclusions set forth in the applicable insurance policy. Please see a copy of your policy for the full terms, conditions and exclusions. Any information on this advertising does not in any way alter, supplement, or amend the terms, conditions, limitations or exclusions of the applicable insurance policy and is intended only as a brief summary of such insurance product. Policy obligations are the sole responsibility of the issuing insurance carrier. Copyright © 2023. All rights reserved. Coalition and the Coalition logo are trademarks of Coalition, Inc. or its affiliates.