Policy & Coverage

Multi-Factor Authentication (MFA) Retention Reduction endorsement rewards good security practice

Learn about Coalition’s MFA endorsement and how to enable this security protocol

Written by Catherine Lyle
Updated over a week ago

Are we covered for losses we incur because a client pays a fraudulent invoice?

Understand benefits of Coalition's Invoice Manipulation endorsement

Written by Catherine Lyle
Updated over a week ago

What is the CCPA and does Coalition's policy cover?

Written by Catherine Lyle
Updated over a week ago

Admitted insurance 101

Detailed description of the differences between admitted and surplus lines non-admitted aka excess lines insurance

Written by Jen McPhillips
Updated over a week ago

Are there any differences between Coalition's admitted and surplus lines products?

Comparison of Coalition's cyber insurance policy forms in different markets

Written by Wilson Zhao
Updated over a week ago

What does Reputational Harm Loss cover?

How Coalition protects your business from negative press following a security incident.

Written by Jen McPhillips
Updated over a week ago

What is Coalition's Criminal Reward Coverage?

How your policy can help Coalition track down cyber criminals.

Written by Jen McPhillips
Updated over a week ago

What does Court Attendance Cost Reimbursement cover?

Get paid back if you're required to be in court for a claim!

Written by Jen McPhillips
Updated over a week ago

What is Personally Identifiable Information (PII) and Protected/Personal Health Information (PHI)?

Learn what these terms mean and how to represent this information on behalf of your clients

Written by Jen McPhillips
Updated over a week ago

How does the "Duty to Cooperate" endorsement change my policy?

Understand benefits of Coalition's Duty to Cooperate Endorsement

Written by Michael Carr
Updated over a week ago

How does Coalition's policy compare?

Learn what differentiates Coalition's coverages for Cyber and Tech E&O from other markets

Written by Jen McPhillips
Updated over a week ago

What does the Systems Failure Amendment Endorsement change?

Understand benefits of Coalition's Systems Failure Amendment Endorsement

Written by Michael Carr
Updated over a week ago

What does "dual control" mean for funds transfer?

Learn about how to implement a dual control process when wiring funds

Written by Jen McPhillips
Updated over a week ago

Diligent Search Requirements

How Coalition's unique coverages may exempt brokers from diligent search requirements

Written by Catherine Lyle
Updated over a week ago

What does the endorsement "Your Obligations as an Insured" change?

Understand benefits of Coalition's Your Obligations As An Insured Endorsement

Written by Michael Carr
Updated over a week ago

Does funds transfer fraud coverage include funds held in escrow?

Learn about Coalition's broad cybercrime and funds transfer fraud (FTF) coverage

Written by Joshua Motta
Updated over a week ago

Why do I need cyber insurance if I outsource my IT?

Written by Jen McPhillips
Updated over a week ago

Can I extend the policy reporting period?

Learn about the incident reporting period of our policy

Written by Jen McPhillips
Updated over a week ago

What is Breach Response "outside the limits" (Breach Response Separate Limits Endorsement)?

Learn about our Breach Response coverage enhancement

Written by Wilson Zhao
Updated over a week ago

Business Interruption Time Retention

How does Coalition's time retention work?

Written by Shawn
Updated over a week ago

What is Computer Replacement (or "Bricking") Coverage?

Written by Shawn
Updated over a week ago

What is Service Fraud coverage?

Understand how Coalition covers business services costs

Written by Shawn
Updated over a week ago

How to add tech E&O coverage to a Coalition quote

Technology errors & omissions coverage may be added to any quote in the online platform

Written by John Roberts
Updated over a week ago

What is GDPR and Coalition’s policy cover?

Learn about the GDPR and how Coalition’s policy responds.

Written by Catherine Lyle
Updated over a week ago

Where can I find Coalition's policy language?

Discover where to download a specimen copies of Coalition's insurance policies (Cyber and Technology E&O)

Written by Joshua Motta
Updated over a week ago

What is pre-claims assistance?

Pre-claims assistance is a benefit Coalition offers to all policyholders

Written by Catherine Lyle
Updated over a week ago

What is a waiting period? How does it work?

Learn about how waiting periods apply to business interruption loss

Written by Wilson Zhao
Updated over a week ago

What is an enhanced waiting period? How do I get it?

Learn how to get an enhanced waiting period of as low as 1 hour

Written by Wilson Zhao
Updated over a week ago

Is Coalition's policy a surplus lines policy?

Written by Joshua Motta
Updated over a week ago

Who is covered?

Learn who Coalition's policy covers

Written by Shawn
Updated over a week ago

My company recently purchased another company or formed a new subsidiary, is it covered?

Made a recent acquisition or recently formed a new subsidiary? Learn how to add a subsidiary or affiliate to an insurance policy.

Written by Wilson Zhao
Updated over a week ago

Who can make a change to my insurance policy?

Learn how and who can make changes to your insurance policy.

Written by Shawn
Updated over a week ago

How come I can't buy a policy from Coalition?

Written by Wilson Zhao
Updated over a week ago

Will the policy with my old insurance company cancel automatically once I'm signed up?

How do I switch from another insurance company to Coalition?

Written by Shawn
Updated over a week ago

How long is a policy in place?

Learn about the policy period of our policy

Written by Joshua Motta
Updated over a week ago

What if I want to cancel?

Written by Joshua Motta
Updated over a week ago

What are the differences between a "1st party coverage" and a "3rd party coverage"?

Understand the differences between 1st party and 3rd party coverage

Written by Joshua Motta
Updated over a week ago

I already have a Coalition policy. How do I increase or decrease my coverage?

Learn how to change your coverage, increase or decrease your limit, and change your effective date

Written by Shawn
Updated over a week ago

Do I need cyber insurance if I have an Errors & Omissions ("E&O") policy?

Understand the difference between Coalition's cyber coverage and error and omissions coverage

Written by Shawn
Updated over a week ago