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Policy & Coverage
Policy & Coverage
Learn about the Coalition policy and coverage options
+4
39 articles in this collection
Written by
Joshua Motta,
John Roberts,
Wilson Zhao
and 4 others
Multi-Factor Authentication (MFA) Retention Reduction endorsement rewards good security practice
Learn about Coalition’s MFA endorsement and how to enable this security protocol
Written by
Catherine Lyle
Updated over a week ago
Are we covered for losses we incur because a client pays a fraudulent invoice?
Understand benefits of Coalition's Invoice Manipulation endorsement
Written by
Catherine Lyle
Updated over a week ago
What is the CCPA and does Coalition's policy cover?
Written by
Catherine Lyle
Updated over a week ago
Admitted insurance 101
Detailed description of the differences between admitted and surplus lines non-admitted aka excess lines insurance
Written by
Jen McPhillips
Updated over a week ago
Are there any differences between Coalition's admitted and surplus lines products?
Comparison of Coalition's cyber insurance policy forms in different markets
Written by
Wilson Zhao
Updated over a week ago
What does Reputational Harm Loss cover?
How Coalition protects your business from negative press following a security incident.
Written by
Jen McPhillips
Updated over a week ago
What is Coalition's Criminal Reward Coverage?
How your policy can help Coalition track down cyber criminals.
Written by
Jen McPhillips
Updated over a week ago
What does Court Attendance Cost Reimbursement cover?
Get paid back if you're required to be in court for a claim!
Written by
Jen McPhillips
Updated over a week ago
What is Personally Identifiable Information (PII) and Protected/Personal Health Information (PHI)?
Learn what these terms mean and how to represent this information on behalf of your clients
Written by
Jen McPhillips
Updated over a week ago
How does the "Duty to Cooperate" endorsement change my policy?
Understand benefits of Coalition's Duty to Cooperate Endorsement
Written by
Michael Carr
Updated over a week ago
How does Coalition's policy compare?
Learn what differentiates Coalition's coverages for Cyber and Tech E&O from other markets
Written by
Jen McPhillips
Updated over a week ago
What does the Systems Failure Amendment Endorsement change?
Understand benefits of Coalition's Systems Failure Amendment Endorsement
Written by
Michael Carr
Updated over a week ago
What does "dual control" mean for funds transfer?
Learn about how to implement a dual control process when wiring funds
Written by
Jen McPhillips
Updated over a week ago
Diligent Search Requirements
How Coalition's unique coverages may exempt brokers from diligent search requirements
Written by
Catherine Lyle
Updated over a week ago
What does the endorsement "Your Obligations as an Insured" change?
Understand benefits of Coalition's Your Obligations As An Insured Endorsement
Written by
Michael Carr
Updated over a week ago
Does funds transfer fraud coverage include funds held in escrow?
Learn about Coalition's broad cybercrime and funds transfer fraud (FTF) coverage
Written by
Joshua Motta
Updated over a week ago
Why do I need cyber insurance if I outsource my IT?
Written by
Jen McPhillips
Updated over a week ago
Can I extend the policy reporting period?
Learn about the incident reporting period of our policy
Written by
Jen McPhillips
Updated over a week ago
What is Breach Response "outside the limits" (Breach Response Separate Limits Endorsement)?
Learn about our Breach Response coverage enhancement
Written by
Wilson Zhao
Updated over a week ago
Business Interruption Time Retention
How does Coalition's time retention work?
Written by
Shawn
Updated over a week ago
What is Computer Replacement (or "Bricking") Coverage?
Written by
Shawn
Updated over a week ago
What is Service Fraud coverage?
Understand how Coalition covers business services costs
Written by
Shawn
Updated over a week ago
How to add tech E&O coverage to a Coalition quote
Technology errors & omissions coverage may be added to any quote in the online platform
Written by
John Roberts
Updated over a week ago
What is GDPR and what does Coalition’s policy cover?
Learn about the GDPR and how Coalition’s policy responds.
Written by
Catherine Lyle
Updated over a week ago
Where can I find Coalition's policy language?
Discover where to download a specimen copies of Coalition's insurance policies (Cyber and Technology E&O)
Written by
Joshua Motta
Updated over a week ago
What is pre-claims assistance?
Pre-claims assistance is a benefit Coalition offers to all policyholders
Written by
Catherine Lyle
Updated over a week ago
What is a waiting period? How does it work?
Learn about how waiting periods apply to business interruption loss
Written by
Wilson Zhao
Updated over a week ago
What is an enhanced waiting period? How do I get it?
Learn how to get an enhanced waiting period of as low as 1 hour
Written by
Wilson Zhao
Updated over a week ago
Is Coalition's policy a surplus lines policy?
Written by
Joshua Motta
Updated over a week ago
Who is covered?
Learn who Coalition's policy covers
Written by
Shawn
Updated over a week ago
My company recently purchased another company or formed a new subsidiary, is it covered?
Made a recent acquisition or recently formed a new subsidiary? Learn how to add a subsidiary or affiliate to an insurance policy.
Written by
Wilson Zhao
Updated over a week ago
Who can make a change to my insurance policy?
Learn how and who can make changes to your insurance policy.
Written by
Shawn
Updated over a week ago
How come I can't buy a policy from Coalition?
Written by
Wilson Zhao
Updated over a week ago
Will the policy with my old insurance company cancel automatically once I'm signed up?
How do I switch from another insurance company to Coalition?
Written by
Shawn
Updated over a week ago
How long is a policy in place?
Learn about the policy period of our policy
Written by
Joshua Motta
Updated over a week ago
What if I want to cancel?
Written by
Joshua Motta
Updated over a week ago
What are the differences between a "1st party coverage" and a "3rd party coverage"?
Understand the differences between 1st party and 3rd party coverage
Written by
Joshua Motta
Updated over a week ago
I already have a Coalition policy. How do I increase or decrease my coverage?
Learn how to change your coverage, increase or decrease your limit, and change your effective date
Written by
Shawn
Updated over a week ago
Do I need cyber insurance if I have an Errors & Omissions ("E&O") policy?
Understand the difference between Coalition's cyber coverage and error and omissions coverage
Written by
Shawn
Updated over a week ago